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40 Cumberland Circle

Denison, TX 75021

Listing courtesy of Dianna Whitlock, Ann's Realty

$369,000
Active
Beds
3
Baths
3
Sqft
1,909
Year Built
1985

About this home

NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

Schools

Elementary
Lamar
Middle
Henry Scott
High
Denison

School assignments per NTREIS. Confirm current attendance zones with the district before relying on them.

Property details

MLS #
21059924
Property Type
Residential
Status
Active
County
Grayson
Subdivision
Cross Timber Estates
Lot Size
2.14 acres
Garage
2-car
HOA Dues
None
Annual Taxes
$5,372
Days on Market
292 days
Listed
Sep 16, 2025
Price per Sqft
$193

Estimate your monthly payment

Estimate only, not a loan offer. Taxes, insurance, and HOA are approximate.

$2,519/mo
Principal & interest
$1,964
Property taxes
$448
Homeowner's insurance (est.)
$108

Based on a 30-year fixed loan. Talk to a lender for an accurate quote.

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IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed accurate by the MLS.

Listing data via NTREIS · Data refreshed Sep 16, 2025