405 Spur Ridge
Princeton, TX 75407
Listing courtesy of Daniel Podina, Paragon, REALTORS
About this home
ASSUMABLE 4.25% FHA LOAN for qualified buyers, or take advantage of Texas Bank & Trust; ZERO down, NO PMI financing program. Even better, projected 2026 property taxes are under $5,000! Why buy a similarly priced new construction home on a 40-foot lot when you can own this upgraded, move-in-ready home on a spacious 50-foot lot—with no construction delays and no waiting? This home is packed with valuable upgrades, including a whole-home generator, smart home security system, new front entry door, added ceiling fans, screened-in patio, and storm doors. These thoughtful enhancements provide comfort, convenience, energy efficiency, and peace of mind from day one. Proudly owner-occupied and meticulously maintained, this beautiful 4-bedroom, 2-bath home offers 1,664 square feet of thoughtfully designed living space. The open-concept floor plan is perfect for entertaining. Generous bedroom size is perfect housing guests. A walk-in laundry room that includes the washer and dryer also offers extra space for a second refrigerator or additional storage. Skip the builders upgrade costs and move right into a home where the important improvements have already been completed. This turnkey property delivers exceptional value, a larger homesite, and upgrades that truly make a difference. Don't miss your opportunity to make it yours!
Schools
- Elementary
- Lowe
- Middle
- Mattei
- High
- Princeton
School assignments per NTREIS. Confirm current attendance zones with the district before relying on them.
Property details
- MLS #
- 21275537
- Property Type
- Residential
- Status
- For Sale
- County
- Collin
- Subdivision
- Winchester Crossing Ph 3
- Lot Size
- 6,011.28 sqft
- Garage
- 2-car
- HOA Dues
- $620/yr
- Annual Taxes
- $4,946
- Days on Market
- 90 days
- Listed
- May 20, 2026
- Price per Sqft
- $186
Estimate your monthly payment
Estimate only, not a loan offer. Taxes, insurance, and HOA are approximate.
- Principal & interest
- $1,650
- Property taxes
- $412
- Homeowner's insurance (est.)
- $90
- HOA dues
- $52
Based on a 30-year fixed loan. For an accurate quote, call or text us at (817) 674-0754 and we'll connect you with a trusted local lender.
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